Immediate Action to Protect Internet Identity w/ Seed Phrases

Thank you SO much for this thread! My apologies in advance for the length of my post/ questions… I have a few questions about long-term storage and using the FUBI keys. Is there a way to just use a spare flash drive as a FUBI key? If not, are/is there a specific brand of FUBI key to purchasing that works for the IC identity? I am concerned about only using the seed phrase created on the computer (mac os), then saved on paper. There is still room for the seed phrase to be vulnerable I was told (which would allow someone full access to my account)… So, I am trying to get the appropriate hardware. I stake (and am fine with it) on the NNS directly, however, down the road if my account becomes of any tangible value I want to protect myself ahead of time, to prevent said experience. I like the Ledger hardware wallets for the ability to have a backup in case damaged or lost. I would prefer that type of concept in any reccomodations.

Also, say I pass away and in my will, I leave my digital assets (ICP coin) to x,y, or z. How can I make sure that person(s) have access (or ability to follow written instructions on how to access) this account? If using the FUBI key then they can plug that in and use it that way, however, what if it is a fingerprint sensor? is there a backup to prevent that?