Most fiat onramps (Banxa, Transak, etc.) only deliver native ICP or EVM assets to a destination address. Buying EVM tokens and routing them through a ck Minter (like ckUSDC or ckETH) is an option, but forcing users to manage multiple networks and token types adds a lot of UX complexity and friction. The same goes for buying native ICP, transferring it out, and manually swapping it on a DEX, t’s way too clunky when a workflow specifically requires ICRC tokens.
I’m curious how other teams on mainnet are working around this. Specifically looking for thoughts on two angles:
Direct ICRC Onramping
Is there any onramp or wrapped service operating on mainnet that actually routes fiat purchases directly into an ICRC ledger canister / Principal ID? Or is native ICP still the only realistic entry point for fiat right now?
Automated Canister Swaps
If native ICP is the only viable route, what does a clean canister-side automated swap pipeline look like?
Specifically, I’m looking for ways to handle completing a purchase directly into a canister wallet and automatically converting it into a specified token, or allowing seamless in-app conversion between the tokens.
If anyone has example solutions, open-source repos, or prior art that could help point me in the right direction, I’d appreciate any links or thoughts.