I agree with your suggestion. @peterparker has commented on this previously and there is a technical reason why we have to wait. Perhaps they are getting close to resolving this issue.
I’m not sure either of these are the broader goal. It is certainly not to get people to stake. It is to get people to participate in governance and provide relatively easy mechanisms to accomplish that task. Everyone who creates and funds a neuron should be doing it because they voluntarily want to participate in governance.